Retirement mistakes
Larry Romine says," Currently I am counseling 20+ rails, per week, on retirement, disability and insurance issues. Usually I send out an email about what rails can do to get all the benefits they are entitled to. This email is similar, but I will start with the mistakes made by John and Marsha, on their journey to disability.
John had a condition that was gradually getting worse. He knew at some point and time, he would be forced to stop working. It was just a matter of how long his disease would allow him to work.
John calls and states that this is it. He is done. His last day at work will be 8-4. His body was no longer up to working at the railroad. I congratulated him and told him to NOT sign anything, since he is going for a disability, NOT retirement. I told him once he…
