VLTD & Life open enrollment
Railroad members, the plans are designed to provide financial protection during lengthy RRB occupational disability or FELA case resolutions. For all members, these plans underwritten by Sun Life are available exclusively for full dues-paying members of SMART-TD and offer comprehensive coverage for our members.
Effective from August 1st, 2023, all members are guaranteed VLTD and VLIFE coverage, regardless of their medical condition.
https://smart-union.org/open-enrollment-has-begun-for-smart-td-bus-rail-vltd-plans/
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